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Identifying Fake website, calls and massages

         Nowadays cyber criminals use these techniques to fool people. This type of crime is called fishing. Cyber criminals send fishing websites links, massages and do calls to potential targets. In current scenario fishing links contains ransomware/viruses also when you click on unknown link it collects your personal data without your permission and shares it to cyber criminals. Loan App fraud or CIBIL score checking links are the best examples of it.

In vishing (fake calls) criminals calls you pretending to be genuine source and ask you to do some activity on call. Bank KYC updation fraud and courier frauds are the best examples of vishing. In this type of fraud callers shares links and ask you to update KYC online by logging in to your bank account or asks you to do 5Rs or 10Rs payment to unlock your parcel. These links contain permissions to access your mobile once you login to your bank account or does payment using UPI apps criminals get details like login credentials and UPI Pin at the same time which he uses to stole money from your bank account.

In Smishing (Fake massages) criminals sends you massage containing links pretending to be legitimate source. Once we click on the links without checking its authenticity, we give access to cyber criminals as mentioned above and becomes potential cyber victim.

How to identify fake website

1. Check for the lock symbol at URL. Genuine websites always show lock symbol in the URL.

2. check for http protocol before URL. Genuine links starts with HTTPS while fake link starts with HTTP only.

3. Check for spelling mistakes in domain name spammers generally uses genuine name to gain trust by misspelling it. E.g.,https://www.facebook.com this is the genuine site while spammers create same website by misspelling domain name like faceboock or faecbook or facebok these domain names looks similar to the original one but they are fake.

4. if you are not sure about website, always check its domain name using domain tool like https://www.whois.com/whois/

5. Fake websites always asks for your personal details be cautious while feeling information on websites.

How to identify fake calls/ massages

1) if you are not sure about unknown caller, ask a lot of questions to him. The genuine person will respond you appropriately while fake person will respond your question by asking another question.

2) Fake callers always create urgency they will ask you to do an activity immediately this is the best red flag to identify fake call

3) fake callers always do mistakes in communications while fake massages contain lot of spelling mistakes.

4) fake callers always ask you to do some activity while on call or will send you phishing links during calls and ask you to respond on them

5) if you are not sure about caller’s identity, always check his authenticity by using tools like truecaller/eyecon

Safety Tips

1. Always check authenticity of calls, massages, links, or websites before responding it or doing any activity on it.

2. Always read the URL carefully before clicking or feeling information on it.

3. Never do any activity while you are on call. Never follow caller’s instructions legitimate sources never asks you to do any activity on call like providing bank credentials or card details.

4. If you are suspicious about any financial activity visit bank personally to verify its authenticity.

5. If possible, use DND (Do not disturb) service from mobile operators to avoid fake calls and SMS.

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